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1. Looking for a better deal

Sometimes your needs change and, as they do, you need to reassess your loan to make sure that it is still the best deal that suits you. At Brisbane Financial Services we are available to meet with you to discuss and compare your existing loan with the current products and promotions on offer now.

Another reason people look at refinancing is to consolidate debts to reduce monthly outgoings or to use the equity in the home for any whortwhile purpose such as renovations or investing. Depending on your goals we can look into the right options to help you achieve your goal.

2. Need to payout debts

As time passes you might not notice how some of your debts may slowing creep up and the next thing you may know that your total payments for each debt is more than you can handle comfortably and may start to detract from your lifestyle. When you notice this or are heading this way it may be a good idea to reassess your position and consolidate some of those debts before they can get our of hand.

A good way to see if this is going to beneficial is to add up what you are currently paying on each debt currently then compare to what your new payments would be after consolidating those debts. If after consolidating your payments are cheaper then this may be an option for you.

3. Want to renovate

General wear and tear over time can make your house feel run down. Even as you outgrow your property sometimes it may be a better option to renovate and stay put rather than selling and upgrading your property. It can be beneficial to consider renovating a property sometimes to help improve capital growth. Renovating can also help if you are considering to sell your property as this can increase marketability. It is always a good idea to get direction from a real estate agent who can give you tips on what renovations could help you sell your property.

4. Types of loans

Variable

Honeymoon
Basic
Professional Packages
Low Doc
Line Of Credit

Fixed

Low Doc
Honeymoon
Professional Packages

Special Products

Equity Finance Mortgage (EFM)
Family Equity
Shared Equity
Non Conforming
Reverse Mortgage
GoBetween / Relocation / Bridging Loans

5. Want to move

People consider moving for many reasons, whether it be for work, family, friends or just simply for a property that may suit your needs better. When considering moving you have to weight up many things including the order that you sell & buy.

6. Gobetween / Relocation / Bridging loans

 Details coming soon

To ask questions and to find out more click here or call 07 3850 5000.